Wednesday, January 12, 2011

Personal unsecured loans fraternity County

 Personal unsecured small loans small loans
Limited in good faith for the mass majority of the public: personal loans, small loans, business loans, consumer loans, mortgage loans, auto loans, SME financing secured loans, personal unsecured loans , unsecured small loans and other services, there is such a business needs to the electrical contact, please.
public Microfinance Limited is approved by the People's Republic of Trade and Industry Bureau registration of a professional Investment Guarantee Corporation.
company inside and outside China-oriented small and medium enterprises and individuals engaged in credit financing and management consultancy services, the company was founded in 2002, the registered capital of 5 million yuan, the company has been established, has been successful for small businesses and personal success to raise about 80 billion yuan loans .
specification development, pioneering and innovative ; adhere to security as the main indirect financing and direct equity investment to complement and be a proactive business strategy corporate finance and investment; strengthening innovation, competition, development of three major mechanisms, the best mechanism to actively promote Yinfeng, the best talent in the silver HSBC, the best management in the Yinfeng, the best benefits in the Yinfeng strategic goals to a solid pace, the scientific concept of development under the guidance of the times, forge ahead and strive to achieve effective, coordinated development of the scale towards a better tomorrow.
1, personal loans:
credit lines: 20 000 -50 million loan: 1 year - 6 years of loan interest: Interest is 1% on an annual interest rate 12%.
Loan Requirements: Borrower is a Chinese citizen, aged 20 - 60 years old, should have a fixed income from work, no bad credit records to ensure the safety of movement of capital and legal business.
loans range: all over the country (1-2 days Loans ) without collateral, without guarantee.
Loan information: proof of income account the work of the ID card (with company seal, or the financial seal)
2, the self-employed loans:
credit lines: general not higher than 100 million loans: 1 year - 6 years loan interest: Interest is 1% on an annual interest rate 12%.
loans range: all over the country (1-2 days loans) without collateral, without guarantee.
lending requirements : a fixed place of business and management in all premises in good condition, no bad credit records to ensure the safety of movement of capital and legal business.
Loan information: individual industrial and commercial business license, tax registration certificate, the legal representative of the ID card copy
3, business loans:
credit line: generally not more than 500 million loans: 1 year - 6 years loan interest: Interest is 1% on an annual interest rate 12%.
loans range : all over the country (1-2 days loans) without collateral, without guarantee, to ensure the safety of movement of capital and legal business.
lending requirements: must be a registered SMEs in China and operating in good condition, no bad credit record.
Loan information: Enterprise business license, tax registration certificate, organization code certificate and legal representative of the copy of identity card
4, student loans:
credit lines: 20 000 -30 million loan: 1 years - 6 years loan interest: Interest is 1% on an annual interest rate 12%.
loans range: all over the country (1-2 days loans) without collateral, without guarantee.
lending requirements: the lender must be students in the school, aged 18 years or more, good grades in school, there is no record of bad.
Loan information: booklets, ID cards, student card or proof of school students
5, after signing the contract, the borrower who shall be the responsibility of the performance of the contract:
(1) different types of loans: personal loans or business loans
(2) the maximum period of six years, the borrower, the lowest year;
6, issue loans:
above After the formalities, the company formally notified the loans.
company borrower standards:
1, the borrower must have full civil capacity of natural persons.
2, with Chinese residence card or proof of residence
3, with stable jobs and income.
4, good credit, have the ability to repay principal and interest.
5, the company provided the other conditions.
FAQ:
1, a maximum period of how much? can early repayment?
A: up to 6 years, can advance repayment. Lee with this clear
2, to make the repayments?
A: Repayment way Also quarterly interest, due of principal, interest with this clear.
3, what conditions must apply?
A: with fixed assets, fixed job and income, age 20-60 years old.
4, I'm not local, you can handle?
A: Yes, all over the country can handle.
5, my unstable income, how to count?
A: nearly three months of the loan amount income as the basis, if the unstable income, taking nearly three months while the average wage.
6, how the application process like?
A: First of all relevant information to be prepared, including: account of this, as certificate and proof of work units.
7, it is also cheaper than the bank interest you?
A: two different types of loans, totally comparable, the bank currently offers loans are basically mortgages and we are the credit. The gap between the big risk, higher interest rates to 1% point of interest for the month (such as: interest on loans to 5 million monthly 500 yuan).
8, my loans later, if there are sudden led to a month I can not pay the normal amount, how can I do?
A: You can call to apply for deferment, only need to pay monthly interest on it, together with repayment of the principal place next month. does not affect the personal credit . each loan, the applicant has the opportunity to apply for an extension two

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